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Terms & Conditions

Keep up to date with how Commuter Club is transforming how public transport ticketing.
For press inquires contact press@commuterclub.co.uk

Please read these terms and conditions carefully before using this site.

Website Terms of Use

These terms of use (together with the documents referred to in it) tell you the terms of use on which you may make use of our website
www.commuterclub.co.uk ("our site"), whether as a guest or a registered user.

Use of our site includes accessing, browsing, or registering to use our site. It is not necessary to register with us in order to use most parts
of our site. Certain areas of our site are only open to you if you register.

Please read these terms of use carefully before you start to use our site, as these will apply to your use of our site.
We recommend that you print a copy of this for future reference.

By using our site, you confirm that you accept these terms of use and that you agree to comply with them.

If you do not agree to these terms of use, you must not use our site.

These terms of use refer to our Privacy Policy, which sets out the terms on which we process any personal data we collect from you,
or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you
is accurate.

Information about us

www.commuterclub.co.uk is a site operated by Commuter Club Ltd.

We are registered in England and Wales under company number 08549366 and have our registered office at
Rivington Place, London, EC2A 3BA.

We are regulated by The Office of Fair Trading. Our consumer credit licence number is 659398.

Services

We are not in any way connected to or endorsed by Transport for London (TFL). We are an independent organisation providing consumer
credit for the sole purpose of the purchase of an Annual Travelcard.

We are not a ticket reseller and as such cannot issue Oystercards or Travelcards. If you successfully complete the application process with
us, we place an order and pay for a new Annual Travelcard on your behalf with our rail partner.

All orders made through us are subject to the relevant TFL Conditions of Carriage which apply to the Annual Travelcard ordered and any
further terms and conditions imposed by the relevant transport carrier.

We are therefore in no way responsible for any delays, cancellations, or other disruptions to transport services and we do not set any
of the Conditions of Carriage or terms and conditions, including eligibility for refunds, of the various ticket types. Furthermore, we
will not be held liable for any misuse of an Annual Travelcard or Oystercard or contravention of any relevant carriers terms and conditions.

The consumer credit we offer through our site is only available to individuals who are 18 years of age or older.
By using our site you confirm that you are 18 years old or older.

Delivery

All orders placed with us for Annual Travelcards or Oystercards are issued and delivered by our rail partner.

Whilst we try to monitor and make the delivery process as simple as possible errors may occur in which case you should contact us if your
Annual Travelcard or Oystercard has not arrived within 7 calendar days. Whilst all efforts are made to ensure accuracy of your order there
may be occasions where errors arise. Should such an occasion arise please contact us and we will attempt to correct the error as quickly
as possible.

We aim to ensure delivery or orders within 7 calendar days but sometimes due to high order volume unexpected delays may occur.

All orders are sent out via Royal Mail 1st class Signed for, requiring a signature, if you are not present a card will be left to advise you to
pick up your goods from the local sorting office.

Each item will be attempted to be delivered twice. Failed deliveries after this can be delivered at an extra cost to you or you can collect the package from your local post office collection point.

Accessing our site

Our site is made available free of charge.

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a
temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you
if for any reason our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use
and other applicable terms and conditions, and that they comply with them.

Visitor material and conduct

Other than personally identifiable information, which is covered under our Privacy Policy, any material you transmit or post to our site will
be considered non-confidential and non-proprietary.

We are free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things
embodied in them for any commercial or non-commercial purposes.

You must not post, upload or transmit to or from our site any material: (a) that is threatening, defamatory, obscene, indecent, seditious,
offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach
of confidence, in breach of privacy or which may cause annoyance or inconvenience; or (b) for which you have not obtained all necessary
licenses and/or approvals; or (c) which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil
liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or (d) which is
technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted
data or other malicious software or harmful data). You must not misuse our site (including, without limitation, by hacking).

We will co-operate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate
anyone posting any material in breach of these terms of use.

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user
of our site.

We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards
set out in these terms of use.

Any views expressed by any other users on our site do not represent our views or values.

Links to and from other websites

Links to third party websites on our site are provided solely for your convenience and information. If you use these links, you leave our site.
We do not endorse or make any representations about any other website and you access any third party websites entirely at your own risk.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take
advantage of it.

If you would like to link to our site, you may only do so on the basis that you link to subject to the following conditions:
(a) you do not remove, distort or otherwise alter the size or appearance of the any images or logos;
(b) you do not create a frame or any other browser or border environment around our site;
(c) you do not in any way imply that we are endorsing any products or services other than our own;
(d) you do not misrepresent your relationship with us nor present any other false information about us;
(e) you do not otherwise use any trade marks displayed on our site without our express written permission;
(f) you do not link from a website that is not owned by you;
and (g) your website does not contain content that is distasteful, offensive or controversial, infringes any intellectual property rights or
other rights of any other person or otherwise does not comply with all applicable laws and regulations.

We reserve the right to withdraw linking permission without notice and to take any action we deem appropriate.
You shall be responsible for any loss or damage suffered by us as a result of you linking to our site.

Disclaimer

Our site is here to give you information about our services. It is up to you to decide whether they are suitable for you.

Though we try and keep the information up to date, there may be a time delay before we can do so. You should not rely solely on the
information on our site. Before entering any consumer credit agreement with us you must ensure you read all the information we provide
as part of the sign up process carefully as the information shown on your agreement will prevail over any information shown on our site.

Our and your liability

You should only use our site from the United Kingdom ("UK"). The services on our site are only available to you if you are a UK resident.

Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or
fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site
or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty,
or otherwise, even if foreseeable, arising under or in connection with:

  • use of, or inability to use, our site; or
  • use of or reliance on any content displayed on our site.

If you are a business user, please note that in particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any
commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of
business opportunity.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material
that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your
downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of
those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Please remember that email is not a completely secure means of communication: it may be possible for others to intercept and read your
messages. So if you choose to send us information by email, it is at your own risk.

Viruses

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform in order to access our site.
You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or
technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server,
computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of
service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach
to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them.
In the event of such a breach, your right to use our site will cease immediately.

Changes to these Terms

We may revise these terms of use at any time by amending this page.

Please check this page from time to time to take notice of any changes we made, as they are binding on you.

Changes to our site

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our
site may be out of date at any given time, and we are under no obligation to update it.

We do not guarantee that our site, or any content on it, will be free from errors or omissions.

Your Account and Password

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security
procedures, you must treat such information as confidential. You must not disclose it to any third party.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our
reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us
at info@commuterclub.co.uk.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.
Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention
of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any
illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and
you must, at our option, return or destroy any copies of the materials you have made.

Governing Law and Jurisdiction

These terms of use shall be governed by and construed in accordance with the laws of England and Wales. The English courts
shall have non-exclusive jurisdiction over any dispute arising from or in connection with these terms of use.

Contact us

To contact us, please email info@commuterclub.co.uk.

Thank you for visiting our site.

CommuterClub Ltd. Rivington Place, London, EC2A 3BA, Authorised and regulated by the Financial Conduct Authority
License Number 723733. Registration details www.fca.org.uk Registered in England and Wales